Travel, Books, Food - Indian Wanderer Raised in Africa

Monday, January 16, 2017

Saga of Insurance Fraud and Cars in India

It is finally here. After 6 months of fighting with numerous people, our car was finally released to us this week.

Many people asked us what our next steps are, now that we have got the car. We are still exploring our options. But there is no way we are letting anyone involved to walk free after harassing our family for the past 6 months. We believe that one of the reasons, everyone involved were able to drag it for the past 6 months, was due to the lack of awareness and processes regarding auto insurance in India. And that is why I am writing this post. It is going to be a long post, so please bear with me while I take you through our experience and learning from this whole ordeal. If you are someone who owns a car in India, then I urge you to read this and share it as much as possible so that others don't have to go through the same experience again.

Other parties involved: SBI General Insurance, Akshaya Motors and Mercedes Benz India.

Long story short: Our car (Mercedes E250) met with an accident on 1st July 2016 and the initial estimate given to us was Rs. 15.85 lakhs to repair the car. On 29th September 2016, another estimate was given raising the total repair cost to Rs. 18 lakhs. This exceeded 75% of the IDV (insured declared value) of the car,which as per policy could be written off as total loss. We refused and agreed to pay anything over Rs. 15 lakhs from our pockets. Final bill: Rs. 14.55 lakhs. Insurance Paid: Rs. 13.73 Lakhs and we paid Rs. 80,000. Date of Delivery of car: 10th January 2017 after fighting for more than 6 months.

If you want to read a detailed chronology of events, you can skip to the end of this post.
Saga of Insurance Fraud and Luxury cars in India
Our Car Today

Sunday, January 8, 2017

A Vegetarian Foodie's Adventures Across Europe - Part V

I know I have been struggling to write for the past few weeks. It is not because of lack of inspiration but rather due to lack of time. As my time in IIMB is coming to an end by the end of this month, I have been very busy with too many assignments and exams. Also, being a struggling entrepreneur means that I am basically getting no time to write.

However, I know that I cannot keep my blog unattended for so long. So, I thought I will renew the ‘Vegetarian Foodie across Europe’ series. This week I wanted to take you to a gorgeous city called Prague and the different types of food I had there.

Friday, December 30, 2016

The Year That Was 2016 - TravelBooksFood

I know what you are thinking. Not another end of the year roundup by a travel blogger. Can we not have something original for a change? In my case, I love reading such posts and I am hoping that you as my reader, would love to read how my year went too. Also, I feel everyone needs to do an introspection at least once in a year.

I did write a similar post around the same time last year. But life a year back was something totally different. Who would have thought that life would be so different right now?

I made some promises to myself last year around this time. I am glad that I was able to fulfill most of them. The biggest takeaway this year is that I have to listen to my heart more often. It knows me better than anyone else.

So how has life changed over the past year? It has been an exciting and emotionally satisfying year and I am thankful for getting so many opportunities to live my life to the fullest.

The Year That Was 2016 - TravelBooksFood
Mallorca, Spain

Monday, December 12, 2016

Belgium In Pictures

Belgium is a gorgeous country and it is saddening to know that many people have started avoiding Belgium because of the recent attacks in Brussels in March. 

Even though I was asked to skip Belgium because of this incident, I still went and I had a nice time roaming around four beautiful cities/towns in Belgium, I stayed in Brussels and went to Dinant, Ghent and Bruges on day trips.

When I went to Brussels, people were still recovering and tourism was down. But Bruges was as picturesque and beautiful as I imagined. Only problem was that it was still quite crowded around Bruges.

Dinant was a pleasant surprise and I definitely recommend this beautiful town by the riverside. Ghent is similar to Bruges but a less commercialised version of it. Walk with my friend Rashmi through the historical centre of Ghent, Belgium.

I will be back in the future with more details. But for now, let me take you around Belgium in pictures. ( This is what I usually do if I don't have time to write an entire article.) Enjoy the beautiful pictures.


Sunday, December 4, 2016

My Favourite Travel Articles That I Read In 2016

I have read a lot of blogs (mostly travel or related to blogging) this year. To tell you the truth, some were just plain boring or stupid. But there were some that left a mark and I wanted to recount some of them. I will stick to only one blog post per blogger in the spirit of getting you the most diverse set of blog posts. I am including the ones I read this year; even though some of them are from previous years. So there you go, in no particular order, some of my favourites from this year:

My Favourite Travel Articles That I Read In 2016
Chasing Monsoons